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Tis the season of giving, spending, and yes, budgeting!
Before we know it the holidays will be here! And if you always delay your gift shopping for those special people in your life (or just...

Junior Walker
Nov 10, 20211 min read
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Privacy Awareness: What you can do to protect your digital identity.
Most of you may not know that this is actually cyber security awareness month. And although awareness of our personal data (our digital...

Junior Walker
Oct 25, 20211 min read
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Predatory lenders set up borrowers to fail, so they can profit.
If you’re not already aware, payday lending, title loans, store installment loans, and online personal loans are plentiful and easily...

Junior Walker
Oct 22, 20212 min read
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Wage Assignment and Wage Garnishment: What’s the difference?
Wage Assignment: a voluntary agreement between the employee (you the debtor) and the creditor that was made under the original terms of...

Junior Walker
Oct 19, 20211 min read
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Are you a loyal customer? Your dedication may not be enough to get you out of debt.
Last week I was communicating with a client regarding debt relief and how our program works. I explained in detail that getting out of...

Junior Walker
Oct 15, 20211 min read
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Here are 5 reasons why debt relief organizations fail clients and why we’re different.
1. Unrealistic expectations: misleading the client of program expectations just to make a sale and enroll them into a debt relief...

Junior Walker
Oct 14, 20211 min read
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Payday lending and claiming tribal immunity: what does it all mean?
So, let’s back up a bit… If you didn’t already know, a payday loan is a short-term loan given to people who are in a desperate financial...

Junior Walker
Oct 13, 20211 min read
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Was your debt just sold to a 3rd party agency? You may be in a better situation.
Well, let’s answer the first question, that is, why is a debt sold in the first place? Debts are sold for a number of reasons. In fact,...

Junior Walker
Oct 13, 20212 min read
92 views
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Why aren't we talking about the mistrust in foreign aid?
As a debt consultant and negotiator, I'm always pushing not only debt freedom but also giving to others as a result of our financial...

Junior Walker
Oct 13, 20211 min read
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